Here at Hummel and Plum Insurance Agency we want you to be both ready and safe.  That’s why it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with any threat of stormy weather.  Here are a few recommendations from the American Red Cross below.

Emergency kit basics

• Water (one gallon per person, per day; keep a two-week supply at home)
• Food (non-perishable, easy-to-prepare items; two week supply at home)
• Flashlight and battery-powered radio, along with extra batteries
• First-aid kit, toiletries, medications and medical items
• Multi-purpose tool
• Copies of personal documents, along with family and emergency contact information
• Extra cash, clothing and blankets
• Cell phones and chargers
• Maps of the area

Do you love to go boating? Hummel & Plum Insurance Agency  can help make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment.  You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment.

Ohio – Do you know what to look for in a watercraft insurance policy? Hummel & Plum Insurance Agency can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 740-477-3311 to get started.

The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one.

Homeowners – How much home insurance is right for you?  Based in Circleville, Chillicothe, Ashville, Mt. Sterling and Central Ohio, Hummel & Plum Insurance Agency understands the home insurance needs of our customers. We’ll work with you to estimate the replacement cost for your home and to adjust your policy limits from time to time as needed.

It is critical that you provide us with accurate, updated information about your home and contents. If your dwelling limit accurately reflects your home’s true replacement cost, some companies will pay more than the limit if a covered loss is greater than the limit on your policy.

Once a review of your home and possessions indicates you are properly insured, it’s a good idea to reexamine your coverages and limits from time to time, especially whenever you make additions or improvements. Hummel & Plum Insurance Agency  can help you re-evaluate your insurance needs, just give us a call at 740-477-3311 to speak with one of our agents.